Cashless made effortless.

Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And now you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.

The easiest way to send and receive money.

Now you can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Pay a babysitter. Send and receive from across the table — or across the country. Instantly.*

Sending money is as simple as sending a message.

Use your debit or credit card with just a touch of your finger or by asking Siri.

See how to send money with a message.

Get paid and use the cash. Instantly.*

When you receive money it’s added to your Apple Pay Cash card that lives in the Wallet app. You can start using the cash right away to make purchases using Apple Pay in stores, in apps, and on the web. You can also transfer your Apple Pay Cash balance to your bank account.

The easiest way to pay in stores.

Using Apple Pay with your iPhone or Apple Watch is faster than using a credit or debit card. Because spending money shouldn’t mean spending more time at the register.

See where you can use Apple Pay

See how to pay in stores with Touch ID.

See how to pay in stores with Face ID.

Use Apple Pay wherever you see one of these symbols.

The easiest way to pay within apps.

Use Apple Pay to make purchases in all kinds of apps. Pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch. Checking out is fast, simple, and secure.

The easiest way to pay on the web.

When you’re making purchases on the web in Safari, with Touch ID on your iPhone and iPad, or with your Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. Touch ID is also available on MacBook Pro, so paying takes just a touch and is quicker, easier, and more secure than ever before.

Privacy and security. With each and every payment.

The safer way to pay.

When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.

Keep your purchases private.

When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Pay Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Find it all in Wallet.

Apple Pay Cash and your credit and debit cards are in the Wallet app along with boarding passes, tickets, rewards cards, and more. Apple Pay works with most credit and debit cards from nearly all U.S. banks. Just add your participating cards to Wallet and you’ll continue to get all the rewards and benefits of your cards.

Setting up Apple Pay is easy.

Get started by adding your debit and credit cards to your iPhone, iPad, Apple Watch, or Mac.

Learn how to set up Apple Pay

See how to add a card.

Get your business ready for Apple Pay.

Accepting Apple Pay is easy.

Apple Pay is easy to set up and gives your customers a simple and secure way to pay and donate with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit About Apple Pay for merchants to get more information, or contact merchant support.

Let your customers know you accept Apple Pay.

It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.

Download the decal and guidelines

Order Apple Pay decals for your store

Add Apple Pay to your Maps listing